Many people find a life insurance policy to be confusing.

They find it difficult to decide between the different types of policies that are available and to choose which different insurance company to buy the insurance from.

They usually depend on the recommendation of an insurance agent (or financial adviser) who approaches them.

The insurance agent is likely to recommend a life insurance policy that pays an adequate commission to the agent. After all, the agent has to make a living.

I have written this book as a guide to the consumer to know what to look for in a life insurance policy and to judge if the policy gives good value to the consumer.

It will help the consumer to evaluate the recommendation given by the agent. It will also help consumers to find where they can buy the right type of insurance and investments on their own.

Tan Kin Lian