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Financial projection for a young person age 25
07 Apr 2015 (57 views)

Here is a revised format for the financial projection. 

This projection is for a young person starting work at 25. He saves $6,000 a year (CPF and personal savings) over 40 years. The saving increases each year at the rate of inflation. 

After age 50, the saving is kept at the same level, as the earning might also be stagnant at the older ages.

The financial projection shows figures after adjusting for inflation, i.e. the figures shown represent the real value of money.

The projection is based on the assumption that the investment yield is 2% higher than inflation. 

The final table shows the amount of monthly and annual withdrawal that can be made from the accumulated saving after the retirement age. These figures are after deducting inflation.

 



Financial projection for a young person age 25
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Here is a revised format for the financial projection. 

This projection is for a young person starting work at 25. He saves $6,000 a year (CPF and personal savings) over 40 years. The saving increases each year at the rate of inflation. 

After age 50, the saving is kept at the same level, as the earning might also be stagnant at the older ages.

The financial projection shows figures after adjusting for inflation, i.e. the figures shown represent the real value of money.

The projection is based on the assumption that the investment yield is 2% higher than inflation. 

The final table shows the amount of monthly and annual withdrawal that can be made from the accumulated saving after the retirement age. These figures are after deducting inflation.